A social media post from the account Roundtable is urging cryptocurrency holders to draft an inheritance plan with a chatbot such as Claude or ChatGPT, while never entering passwords, seed phrases or other secrets into the tool.
Crypto inheritance · Planning without secrets
Plan the inheritance with an AI assistant, keep the keys out of the chat
Many crypto holdings can only be accessed with a private key or seed phrase, and no institution can reset them. The advice is to use a chatbot to structure a written plan while the credentials themselves stay offline and private.
The workflow
Four steps, with secrets kept separate
STEP 1
Interview
The assistant asks questions about what assets exist and who should receive them.
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STEP 2
Draft
The answers are structured into a written crypto inheritance document.
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STEP 3
Secure
Keys and seed phrases are recorded separately, outside any chat window.
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STEP 4
Trust & update
Heirs know where recovery information is kept, and the plan is revised over time.
What the approach offers
A structured record of which assets exist and how heirs can reach them.
Separates the planning conversation from the sensitive credentials.
Helps avoid the permanent loss that occurs when access details are never passed on.
Points of caution
The article does not explain how an AI assistant stores or handles entered text.
Check the provider's data policies before sharing any personal financial details.
A chatbot is not a secure vault and does not replace qualified legal advice.
Key rule
Never enter passwords, seed phrases or other secrets into a chatbot.
Describe, don't disclose
Record that assets exist, not the credentials that unlock them.
Keep recovery info offline
Decide where secrets are kept and who is trusted with them.
Verify before relying
Confirm data policies and seek qualified legal advice.
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